Financial Trimming is Easier than Sit-Ups
Did you start of the New Year with a “Diet Resolution”, only to be tempted by all the great eats we have in downtown Mountain View? (Not to mention a few extra tastings at local brew houses in celebration of SF Beer Week.)
So you haven’t given up desserts or hit the gym yet. You can still trim-up financially. Let’s face it…taxes are just around the corner and budget are on our mind. By adjusting your insurance policies, you may be able to save hundreds annually on your premiums! Plus, cutting costs gives you quicker results than those sit-ups you’ve been working up the courage to start.
We recently stumbled upon this clever guide via insuranceagents.com, outlining 4 simple steps homeowners can take to cut out the extra calories and fat in their budgets spent on home insurance.
The article’s four recommended ways to trim up include boosting the policy deductible, living in low-risk areas, and demonstrating selectivity when insuring content in the home.
<Read Article Here> Or See the 4 steps summarized below:
1. Before purchasing home insurance policies, homeowners should take an inventory of personal belongings and home content. Being selective when insuring contents in the home may help you save.
2. Raise your deductible and put the extra cash in an interest bearing account. If you need to file a claim, the amount in the account may be much more than your deductible.*
3. Shop Around. Shopping online for insurance quotes is fast, free and easy for homeowners looking to save a little money. Check with a local agent who may be able to provide a better policy and match the best rate you find online.
4. Check to see if you live in low risk areas. If you live on a river and are more likely to flood (flood zone) insurance rates may increase significantly.
*This posting is intended for informational purposes only. Advice from the article’s author in no way reflects or represents planning advice by Regis Homes or Gables End team.